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Took me about two weeks comparing quotes on yacht insurance before spring launch. Lesson one: the cheapest quote usually hides a pile of exclusions. Look at agreed value vs actual cash value — on an ACV policy, depreciation cuts your claim after a total loss. For an older hull, expect a request for a fresh marine survey. The hard part is the policy language, so a good starting point is [url=https://yacht-insurance.net]yacht insurance[/url] — it covers the main coverage options in plain English. Also read the navigation limits carefully: cruising outside them can get a claim denied. In hurricane country, the named storm deductible is often a percentage of hull value, not a flat amount. Don’t skimp on liability either — wreck removal and damage to other boats can exceed the value of the boat itself. Get at least three quotes and go through the exclusions before you pay.
